QNB Group has announced the launch of its Annual Report for the year ended 31 December 2025, underscoring another year of resilient financial performance, steady strategic execution and continued progress toward long-term sustainable value creation across its regional and international operations.
The Group delivered solid growth during 2025 despite a challenging global environment marked by geopolitical tensions and shifting monetary policy conditions. Performance was supported by a favourable regional macroeconomic backdrop, disciplined execution across business lines and a strong balance sheet, enabling the bank to maintain momentum while navigating market volatility.
Financial results reflected broad-based growth and sound fundamentals. Net profit before Pillar Two Taxes rose by 10 percent year on year to QR18.4 billion, equivalent to $5.1 billion based on a conversion rate of 3.64 as of 22 February 2026. Operating income increased by 8 percent to QR44.8 billion, or $12.3 billion, supported by diversified revenue momentum across core and international markets.
Asset quality remained robust, with non-performing loans contained at 2.6 percent, while total assets expanded by 7 percent to reach QR1.39 trillion, or $382 billion, reflecting strong credit demand across the Group’s international network.
Commenting on the launch of the report, QNB Group Chairman HE Ali bin Ahmed Al Kuwari said the 2025 performance demonstrated continued value creation for shareholders and reflected the Board’s focus on disciplined capital management, including the ongoing share buyback programme and dividend distributions. He noted that the Board actively oversaw the effective implementation of the Group’s strategy during the year and approved a new five-year plan reaffirming its aspiration to maintain leadership in the Middle East and Africa.
He added that the Group adopted a comprehensive climate change strategy alongside its commitment to achieve Net Zero by 2050, while further strengthening its corporate governance framework to enhance transparency, accountability and resilience in support of long-term sustainable growth.
QNB Group Chief Executive Officer Abdulla Mubarak Al Khalifa said 2025 marked another year of strong performance, reflecting the Group’s ability to deliver sustainable and profitable growth despite a complex operating environment.
He highlighted that the bank’s leading position in Qatar continued to serve as a strong pillar of its business model, supported by momentum across key sectors of the economy and its role as a trusted partner to national champions.
He added that, in line with national development priorities, the Group continued to support private sector engagement, advance digitalisation initiatives and strengthen customer-centric capabilities. As the Group embarks on its renewed strategy cycle to 2030, he said, the focus remains on disciplined execution and delivering long-term value for all stakeholders.
The Annual Report outlines the Group’s strategic priorities for the next phase of growth, including reinforcing its leadership position in core markets, accelerating digital transformation, deepening customer relationships across retail, corporate and institutional segments, and embedding environmental, social and governance considerations more deeply into business and risk management frameworks.
With a strong capital base, diversified international presence and prudent risk governance, QNB Group said it remains well positioned to navigate global uncertainties while supporting sustainable economic development across the markets in which it operates.